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Accident, Sickness and Unemployment Insurance (ASU) – Can also be referred to as mortgage payment protection and will provide you with an income to meet your outgoings if you are off work sick, have an accident or are made redundant. It pays out a monthly benefit to cover your mortgage and other related costs.
Life Insurance – If you have a family, life insurance can give you peace of mind that they will be looked after in the tragic event of your death. The insurer guarantees to pay the policy benefits if you die within a given time. If you survive to the end of the policy's term, no benefit will be paid.
Critical Illness Cover – A serious illness, such as cancer or heart attack, affects one-in-four women and one-in-five men before retirement age. Critical illness insurance is designed to ease the financial pressures by paying a tax-free lump sum if you become seriously ill or totally disabled.
Family Income Benefit – Rather than providing a lump sum should you die, family income benefit provides a regular, tax-free, monthly income for your dependants, from the time of the claim to the end of the plan term.
Home Insurance – Building Insurance covers damage or destruction caused by flood, earthquake, subsidence, etc. Cover is limited to the rebuilding cost and not the market value. Contents Insurance is a necessity for both homeowners and tenants, to cover the value of possessions or property in the event of damage, destruction, or loss.
Landlord Insurance – There are various insurances that can be tied together for specifically for landlords: Home Insurance, Emergency Assistance, Legal Cover and Rent Guarantee.
If you would like to discuss your insurance needs with one of our sympathetic trained advisors, just fill in the ‘hassle free’ form below and we will call you back within the hour, or call 020 8331 1310.
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